Vbank Review –How to Join, Open Account, Download The App and Everything You Need to Know About Vbank.Ng

Nowadays, banking has successfully grown into a huge money-yielding industry. With the advent of modern banking technologies such as online banking and mobile banking, the banking industry seems to have maintained an impressive trajectory of development.

Despite the benefits that abound in modern banking technologies, many bank customers still undergo stress particularly when it becomes inevitable to visit physical bank branches for transactional purposes. To free bank customers from this and certain other sorts of inconveniences, it becomes necessary to embrace the concept of digital banking.

This article basically sheds light on V Bank, which is one of Nigeria’s few digital banks, with emphasis on how to register as a user of the bank and the mobile app the bank offers its users.


About V Bank

V bank is a virtual banking platform launched by VFD microfinance bank and verily, it has shot into the guild of digital banks gaining grounds in Nigeria. This is to say that with the aid of V bank, anyone can do internet-based banking which removes the need for appearing at physical banking scenes.

Basically, V bank enables users to conveniently carry out essential purposes including specifying spending limits, monitoring group budgets and keeping a close eye on income and expenditure. V bank is less expensive to run as its users do not incur any charges for both intra-bank and inter-bank transactions. Put simply, you can transfer funds from your V bank account to another V bank account or any account kept with a different bank without bearing any charges.

Requisites for V Bank Registration

To register yourself as a V bank customer, you need to provide some personal details including your BVN. But before you can register, you must have downloaded and installed the V bank app.

⇔Steps for downloading the app will be explained later in this post.

Meanwhile, below are the prerequisites for V bank registration via the app:

  • Username
  • BVN
  • Password –your 4-digit PIN
  • Email address
  • Date of birth
  • Phone number
  • Signature
  • Photograph for account authentication
  • Referral code for registration, use -4PDHR
  • Internet connection to access https://vbank.ng/ 

The V Bank App

The V bank app is one user-friendly tool duly designed to help V bank users execute their banking tasks without any hassle. While the app is available to both Android and iOS users, V bank has also shown readiness to equip the app for certain non-banking services.

Some of the amazing features the V bank app has got to offer include:

Integrated Social Sharing –this is an in-app feature for sharing essential details to WhatsApp contacts. Some of the details include notes, photos and transaction receipts.

Veelage –V bank has shown the readiness to reward its users and this is why Veelage, which is an in-app feature, lets users refer other people and make money on successful referrals.

Cardless Withdrawal –this is a feature by which the app fetches you with a code for making a cardless withdrawal at any ATM stand. Obviously, this will enable you to make withdrawals without having to use your ATM card.

Budgeting –this allows you to keep your expenditure within a reasonable limit by drawing up your budget. The V bank app lets you map out and save a budget which you can always refer to within the app.

Fix Deposit Account–The V Banking offers excellent fix deposit account for customers. The fixed deposit account is a feature of the V Bank Mobile App that allows you to save and earn money at the same time. At V Bank, their interest rates on fixed deposits are competitive and in line with market reality.

Setup your fix deposit account in five easy steps below

–Features of the V Bank Fixed Deposit Account

  • Highly competitive interest rate as high as 14% depending on amount and tenor
  • Start with any amount as initial deposit and monthly contributions as required
  • Fixed term product with a minimum of 30 days
  • Financial advisory and planning
  • Simple account opening process: safe, secured with no paper works involved
  • NDIC insured

Download the V app now by clicking here.  USE MY REFFERAL CODE -4PDHR and without using this code you wont be able to register successfully.

How to Download the V Bank App

To download the V bank app on your Android phone, you may follow the steps below:

  • Open any reliable web browser on your Android app
  • Enter the link here
  • Doing the above will take you to the Play Store download page for the V bank app
  • Click the green-coloured Install button on the page

Conclusion

Digital banking is gradually making waves in Nigeria and this means that in the nearest future, V bank and several other digital banks in the country will have garnered the interest of many bank customers seeking hassle-free alternatives to the physical banks.

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